Certified Life and Health Insurance Counselor

Insurance Counselor

In the United States of America, the Certified Insurance Counselor (CIC) is the insurance agent professional certification designation. Its certification program was by the National Alliance for Insurance Education and Research in Austin, Texas in the year 1969. A few of CIC courses could be there in order to fulfill the state continuing education needs for the licensing as the insurance agent. A CIC program is for the producers, agency owners, brokers, agents, and agency & company personnel. To be able to attend the CIC institutes as well as get the CIC designation, the individual should: be the broker, licensed agent,…

How to Get the Insurance License

Insurance License

Insurance License The insurance license allows an individual to sell as well as solicit the insurance products. A license is typically issued by a state insurance commissioner in that state where actually you want to sell as well as solicit the insurance. It is totally separated into various kinds of the insurance.  They include the health, life and disability, auto and worker’s compensation. For someone who is living in a state and he is selling the insurance in a neighboring state. Then the license for every state is a must.…

Personal Property Insurance Plan: Why Do You Need This and How You Can Pay Less

Personal Property Insurance Plan

The personal property insurance plan is known as the contents insurance. It reimburses you in an event which the possessions within your home get damaged, lost, destroyed, or even stolen. What Does the Personal Property Insurance Cover? The personal property insurance generally covers your contents of the home and personal belongings. Do you need the personal property insurance plan? In order to find out, you need to grab your camera or your smartphone and start walking through the home, opening closets and drawers, room by room, and snapping photos of…

Different Options for Flood Insurance Coverage

Flood Insurance

Flood Insurance The flood insurance coverage might assist you securing the property as well as belongings. And, the National Flood Insurance Program (NFIP) actually determines premiums and coverage. When you buy the flood insurance policy, you would have the support of an agent and the service you might count on. The flood insurance might assist securing the house, apartment, condo, mobile home, and the business. Many flood insurance policies might include 3 kinds of the coverage that include the building coverage, replacement cost coverage, and contents coverage. These coverage options…

Here is What is to Expect for the Global Commercial Insurance Market Growth

Global Commercial Insurance

Global Commercial Insurance Market Growth The global commercial property or casualty insurance premiums are worth approximately 730 billion dollars in the year 2017. While by the year 2021 would increase to almost 900 billion dollars. United States of America commercial property or casualty insurance premiums are worth 274.5 billion dollars in the year 2017. And they forecast to increase to 331.5 billion dollars in the year 2021. Aon’s Data Analytics These exact figures are from the market reports from the Aon Inpoint. It is the insurance broker Aon’s data analytics & consulting team. It looked…

Five Tech Trends That Will Disrupt the Life Insurance Industry for Good in 2018 And Beyond

Insurance Industry

In the post, we are about to reveal five disruptive and innovative trends that will disrupt the insurance industry for good which is already making big news across the world. It is expected to go stronger in this year 2018 & beyond. Let us explore those trends! Trend #1: Gamification is a New Talk in the Town Potential of the Gamification is quite tremendous. Also, the gamification is now popular with the tech-savvy as well as young clients, a large number of the life insurers from the whole world are…

What is the Micro-insurance?

Micro-insurance

The micro-insurance products provide the coverage to the low-income households and to those individuals who have the saving. And they tailor especially for the low-value assets and compensate for the illness, death or injury. Breaking Down the Micro-insurance As a part of the microfinance, the micro-insurance is to aid the poor families. It provides the insurance plans which tailor to their wants. The micro-insurance is quite often available in the developing countries. As there are not recent insurance markets which are quite efficient and non-existent. As the cover value is quite lower than the usual insurance policy.…

Protect Your Family and Buy Right Health Insurance Policy

Health Insurance Policy

Purchasing the health insurance policy is just one thing. But, purchasing a right one just keeping in your mind the medical and the personal requirements is something which many people lag in. I totally agree that the health insurance may sound quite boring and technical too. Though, the tons of advantages which the medical insurance might offer will surely ease out the medical concerns. Let us dig out deep into a scope of the coverage. As, the health insurance might give you, securing the finances at the same time! In…

Renters’ Insurance FAQs

renters insurance

Basics of Renters’ Insurance FAQs Following are renters’ insurance FAQs: What’s the Renters Insurance? The renters’ insurance is the kind of insurance policy which pays out in an event which your valuables want to be replaced or repaired because of the theft or the damage. Who Needs the Renters Insurance? The renter who got the possessions they cannot afford repairing or replacing – and simply do not need to foot the complete bill for after the incident – must have the renters insurance. Firstly think of all of your stuff that…

Temporary Car Insurance

Temporary Car Insurance

Another name of the temporary car insurance is short-term insurance. The temporary car insurance offers a cover to you between 1 & 28 days. This might be quite helpful in case you want such a policy in order to cover over just a few days. Because either you are moving your home or you want to borrow your friend’s car. Can I Add Someone to the Temporary Car Insurance Policy? Definitely, there is an option for including your friend or some relative to the existing temporary car insurance policy. You must…